Starting over

It’s a scary time for us right now. But it’s also an adventurous time. At least that’s what we’re telling ourselves and our kids. 🙂

We’re selling our house… or rather, we’re short-selling it. At least that’s what we’re hoping for.

If you’ve been reading this blog for a while, you’ve likely read how nervous I’ve been about the housing market crashing so soon after we purchased this house. It was clear in 2008, just one year after purchasing it, we were upside down (aka underwater). Heck, I started panicking August 2007, only six months after purchasing this house! By then I’d unexpectedly lost my job so it was natural to panic, but I had no idea how bad things would get.

Needless to say, we’ve never been able to enjoy this house. We’ve never been able to get comfortable. Watching the value of your home plummet so soon after purchasing it just plain sucks. There’s no other way to describe it. But to make matters worse, we got screwed on our loan. We knew going in that it was bad but we were promised we could refinance in three years. Who knew the market would crash so badly and make that impossible?

There’s a whole list of reasons for our decision to sell the house that I can’t really go into on a public blog, but the bottom line is we face having to start all over. That certainly wasn’t in our plan. But then a lot of things didn’t go “as planned” after purchasing this house.

  • I didn’t plan to lose my job.
  • I didn’t plan to only find part-time work at first.
  • I didn’t plan that when I did find a full-time job, it would be making much less than I did previously.
  • We weren’t expecting our family to grow … and yet it did.
  • We weren’t planning on having car payments. But it’s kinda necessary when your family unexpectedly grows.

The list goes on and on.

So here we are, looking to sell, to move, become renters, and hopefully someday soon become homeowners again.

We were really concerned about the effect this would have on the kids. But it will be a life-lesson for them: sometimes like knocks ya down and you just  have to pick yourself back up and move on. ClichĂ© as that is, it’s true. We hope to make this as positive as can be for all of us. Get excited about living in a new place, even if it’s not OUR place, learn to make new friends at new schools if it comes to that. There’s lots to look forward to.

It still hurts, though. And I keep finding myself teary about all this saying over and over, “this wasn’t how this was supposed to go!”. But then I remind myself that we have an amazing family full of love and that’s all that really matters in the long run. No matter where we live.

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